Individuals
Tax-burden reduction, insurance, investments, banking and mortgage products — a complete plan for your family.
- Retirement planning
- Life, disability and critical illness insurance
- RRSP, TFSA, RESP and tax strategies
Your wealth deserves
a bulletproof plan.
Financial services firm in Quebec City — financial security, wealth management and tax strategies for individuals, professionals and businesses.
MDRT Member
Chambre de la sécurité financière
Authorized distributor Canada Life
Financial Horizons
Quadrus Investment Services
Trust, in numbers
The highest-rated firm
in its field in Quebec City
0
Google reviews — every one 5 stars
0+
years of financial expertise
0
experts dedicated to your file
1
single window for your entire wealth
Our services
Expertise for every reality
Professionals
Self-employed and incorporated: maximize the advantages of your structure and protect your assets.
- Benefits of incorporation
- Professional asset protection
- Salary vs. dividend compensation
Businesses
Advanced financial engineering for SMEs: corporate taxation, succession, protection and liquidity management.
- Millénium SME Advantage Program
- Tax and estate planning
- Shared-dollar strategy (critical illness)
Group Benefits
Attract and retain talent from 2 employees up — turnkey group insurance and retirement plans.
- Tailored group insurance
- Retirement plans and VRSP
- Ongoing HR support
What sets us apart
Entrepreneurs
advising entrepreneurs
“Coming from families of entrepreneurs and being entrepreneurs ourselves, we understand perfectly the vision, the reality, the challenges and the risks.”
01
Single window
Accountant, tax specialist, notary, banker — we coordinate all your professionals for perfect alignment with your goals.
02
Dedicated team in Quebec City
A local office and a fully dedicated in-house team, reachable Monday to Friday — no call centre.
03
Seasoned expert network
Fast access to specialized consultants for the most complex questions.
04
Continuous strategic watch
International conferences and constant tracking of economic and legislative change keep your strategies ahead of the curve.
Private wealth
Impérium·
Your formula for financial success. Active, personalized management of your wealth, built on four inviolable principles.
Capital preservation
Protect first. Every decision starts with risk control.
Tax reduction
Every dollar saved from tax works for your wealth.
Current income
Steady cash flow, whatever the market cycle.
Sustained growth
Disciplined, measured, durable accumulation.
The five-step process
Analysis
A complete portrait of your current financial situation.
Vision
Your goals and the field of possibilities, clearly established.
Optimization
The five pillars — liquidity, business, real estate, investments, real assets.
Engineering
Portfolio architecture with BMO, RBC, TD and Fidelity.
Execution
Implementation of the strategic plan with periodic reviews.
Our team
Seven experts, one goal:
your financial security
Climerio Silva
President & Founder · Financial Security Advisor · MDRT Member
418 627-1717, ext. 203
David Bourmault
Chief Actuary & Chief Investment Analyst · Fellow, French Institute of Actuaries
Ext. 202
Nader Nasrallah
Financial Advisor · Group Savings Representative
Ext. 204
Élisabeth St-Laurent
VIP Service Team · Investment Representative
Ext. 209
Omayma Saidi
Financial Analyst
Ext. 207
Katherine Jobin
Client Experience Team · Advisor Assistant
Ext. 200
Simon Bernard
Digital Optimization Team · Advisor Assistant
Ext. 210Google reviews
322 families trust us.
Every single one gives us 5 stars.
5.0
★★★★★
322 verified Google reviews
“Exceptional service, professional and available team. Our finances have never been this well structured.”
“Climerio and his team take the time to explain everything. You can tell they work for us, not to sell a product.”
“As an entrepreneur, I needed advice from people who understand my reality. I recommend them without hesitation.”
Contact
Book your consultation
Answer within one business day. Free, no obligation.
- Phone418 627-1717
- Address4050 rue Blain, Québec, QC G2B 5C3
- HoursMonday – Friday · 8:30 a.m. – 4:00 p.m.